Effective Date: January, 2004
Last Updated: November, 2025
owningyourhouse.com (“Website,” “we,” “our,” “us”) values your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Website. By using this Website, you agree to the practices described in this Privacy Policy.
1. Information We Collect
a. Information You Provide
When you contact us, sign up for newsletters, or use forms on the Website, we may collect personal information such as:
Name
Email address
Phone number
Any other information you voluntarily provide
b. Automatically Collected Information
When you use our Website, we may automatically collect:
IP address
Browser type and version
Pages you visit and time spent on them
Device information
Cookies and tracking technologies (see Section 6)
2. How We Use Your Information
We may use your information to:
Provide, operate, and improve our Website
Respond to your inquiries or requests
Send you updates, newsletters, or promotional materials (if you opted in)
Monitor Website usage and performance
Detect and prevent fraudulent or unauthorized activity
Comply with legal obligations
3. How We Share Your Information
We do not sell or rent your personal information. We may share your information in the following situations:
Service Providers: With trusted third-party vendors who perform services on our behalf (e.g., hosting, analytics, email delivery).
Legal Obligations: When required by law, regulation, or legal process.
Business Transfers: In connection with a merger, acquisition, or sale of assets.
4. Data Security
We implement reasonable technical and organizational measures to protect your information. However, no system is 100% secure, and we cannot guarantee absolute security.
5. Data Retention
We retain personal information only as long as necessary for the purposes outlined in this Policy, unless a longer retention period is required by law.
6. Cookies and Tracking Technologies
We may use cookies, pixels, and similar technologies to improve your browsing experience and analyze Website traffic.
You can manage or disable cookies through your browser settings. However, some features of the Website may not function properly without them.
7. Your Privacy Rights
Depending on your location, you may have certain privacy rights under applicable law (e.g., GDPR, CCPA). These may include the right to:
Access the personal data we hold about you
Request correction or deletion of your data
Object to or restrict certain data processing activities
Withdraw consent at any time (where applicable)
Request data portability
To exercise your rights, please contact us (see Section 9).
8. Third-Party Links
Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.
9. Contact Us
If you have any questions about this Privacy Policy or how we handle your information, please contact us:
owningyourhouse.com
Email: info@owningyourhouse.com
Phone: (321) 300-4743
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Updates will be posted on this page with the revised effective date. Continued use of the Website after changes are made indicates your acceptance of the revised Privacy Policy.
OwningYourHouse.com (“the Platform”) is an independent online marketplace that connects consumers with real estate professionals and related service providers. We are committed to full compliance with all applicable federal and state laws, including the Real Estate Settlement Procedures Act (“RESPA”).
1. Neutral Platform & No Required Providers
OwningYourHouse.com does not require consumers, Realtors, Mortgage Loan Officers, or any other users to use any particular title company, lender, or settlement service provider. All users are free to select any providers of their choice, whether or not those providers appear on our platform.
2. Advertising and Sponsorship Only – No Referral Fees
Certain service providers, including title companies, lenders, and vendors (such as photography companies), may pay OwningYourHouse.com advertising, sponsorship, or marketing fees in exchange for increased visibility, featured placement, or promotional opportunities on the Platform.
These payments are made solely for bona fide marketing and advertising services and are not based on:
OwningYourHouse.com does not receive any fee, commission, or other “thing of value” in exchange for the referral of settlement service business, in accordance with RESPA Section 8.
3. Member Benefits & Perks
OwningYourHouse.com may provide certain benefits or perks to participating real estate professionals (such as Realtors or Mortgage Loan Officers), including but not limited to:
Any such benefits are provided directly by OwningYourHouse.com as part of participation on the Platform and are not conditioned on:
4. Independence of Real Estate and Settlement Professionals
All real estate professionals, including Realtors and Mortgage Loan Officers, who participate on OwningYourHouse.com operate as independent contractors or entities and are not employees or agents of OwningYourHouse.com. These professionals maintain complete independence in recommending or selecting title companies, lenders, and other settlement service providers.
Realtors and other professionals are not compensated by OwningYourHouse.com, Stewart Title, or any other provider for the referral of settlement service business, nor are they given any special incentive or “thing of value” for steering business to a particular provider.
5. Consumer Choice and Disclosures
Consumers using OwningYourHouse.com are free to work with any title company, lender, or other settlement service provider of their choosing. Where applicable, any relationships between OwningYourHouse.com and advertising or sponsoring providers will be disclosed in a clear and transparent manner.
6. RESPA Compliance Commitment
OwningYourHouse.com is committed to structuring all relationships, marketing programs, and business practices in compliance with RESPA and related regulations. Any marketing or sponsorship arrangements are reviewed to ensure that:
If you have questions regarding our policies or wish to inquire about advertising or sponsorship opportunities, please contact us at:
(321) 300-4743
info@owningyourhouse.com
Vicente A. Orellana, M.B.A.
* Licensed Realtor
* Real Estate Investment Portfolio Manager
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