Mortgages & 1st Time Home Buyers

The team here at Owning Your House have direct lenders, with no overlays and an aggressive team fluent in both English & Spanish who can provide loans with FICO score as low as 580. We provide a high level of customer which is what we pride ourselves the most; outside of our results. Since our business is nearly 100% referral based, we understand the importance of being available to clients and referral partners beyond traditional banking hours. If we are awake, we are available to answer your calls, emails, and texts immediately; and will not leave you waiting for a response. As you know, a real estate transaction does not start at 9am and end at 5pm just because the retail banks are closed. 

We guide you on the path to real estate success with advice about insurance, appraisals, inspections, realtors and your credit. We continually strive to satisfy the mortgage needs and exceed the expectations of our clients.

We are a one stop shop here at Owning Your House and we are staffed with a professional team of in-house processors & underwriters, and offer a full array of loan products at competitive interest rates. Loan types include: FHA, VA, USDA, Jumbo, Conventional, Renovation, Homestyle and 1x Close construction loans. 

We are here to service the lending needs of home buyers, home owners, real estate professionals and builders. Our staff is passionate about assisting others in fulfilling the American Dream of home ownership and making the process as simple as possible.